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ONLINE SECURITY:

Not Comparable Horizontal Highlight - High

We carry out our activities in the Portuguese banking sector, with a business model centred on domestic commercial banking and corporate and individual banking, offering the full spectrum of financial products to individuals, companies and institutional clients.
Our 292 branches and 20 corporate centres cover the whole of Portugal. We are committed to serving and supporting the Portuguese business sector.

What we are translates into what we do and how we do it

We carry out our activities in the Portuguese banking sector, with a business model centred on domestic commercial banking and corporate and individual banking, offering the full spectrum of financial products to individuals, companies and institutional clients.
Our 292 branches and 20 corporate centres cover the whole of Portugal. We are committed to serving and supporting the Portuguese business sector.

Online, simples e rápido.

Abra uma conta em dois minutos.

Online

Online, simples e rápido.

Abra uma conta em dois minutos.

Through our branches and digital platforms, we endeavour to meet our customers' expectations by offering them an omnichannel experience based on transparent, simple and secure financial products and services.

Everything we do is based on the highest standards of integrity and trust, and we listen to our customers in order to better integrate their voice into our business.

Novobanco's business model is based on 2 commercial banking segments.

  • Specialised sector expertise
    • Expert teams in factoring, confirming, leasing and trade finance
    • Highly experienced team specialising in European funds (PRR and PT2020) with access to consultancy partners
  • Export and import
    • Documentary credits and remittances
    • External financing
    • International factoring
    • Forfaiting

     

  • Investment support
    • Factoring and confirming
    • Current accounts and overdrafts 
    • Online credit for business 
    • IFAP credit lines (advance)
  • Treasury management support
    • Medium and long-term financing
    • Leasing and renting solutions
    • Credit lines with preferred conditions
  • Payment methods and collections
    • Direct debit transactions, POS, digital payments gateway
    • Payments and transfers 
    • NB Express Cash to simplify cash management
  • Employee benefits
    • Restaurant and credit cards
    • Car solutions, with leasing and renting tailored to customers' needs
    • Occupational injury and multi-risk insurance
  • Card, payment & accounts
    • Accounts for different purposes with online opening
    • Strong authentication system (e.g. contactless, virtual cards, MB Way)
  • Mortgage
    • Purchase and construction 
    • Online submission of the simulation
    •  Special conditions for young people and non-residents
  • Consumer credit
    • Simulation and online submission 
    • Credit insurance with unemployment insurance and life insurance 
    • POS partnership: "Heypay"
  • Savings and investment
    • Deposits and PPRs 
    • Investment funds, unit linked, structured deposits 
    • Discretionary management and consultancy

     

  • Insurance
    • Life Insurance 
    • Health, Home and Car Insurance 
    • Personal and occupational injury protection

     

  • Small businesses
    • Business accounts for small companies 
    • Treasury and payment solutions 
    • Multi-risk business insurance

Not Comparable Horizontal Highlight - High

We have rethought our distribution model and way of serving to adapt to new customer expectations and preferences. 
The new distribution model brings together in a single concept the renewal of the physical branch network, the technological infrastructure, omnichannel, partnerships, new roles within the organisation, communication and relations with the community.

New distribution model

We have rethought our distribution model and way of serving to adapt to new customer expectations and preferences. 
The new distribution model brings together in a single concept the renewal of the physical branch network, the technological infrastructure, omnichannel, partnerships, new roles within the organisation, communication and relations with the community.

Online, simples e rápido.

Abra uma conta em dois minutos.

Online

Online, simples e rápido.

Abra uma conta em dois minutos.

Market shares

  • Global

    +0.2pp YoY

  • Trade finance

        +1.7pp YTD

  • Mortgage loans

    stable YoY

  • Households

    +0.1pp YoY

  • Corporate credit

    +0.2pp YoY

  • Corporate

    +0.5pp YoY

as of May 2023

The market recognizes our performance with awards and recognitions

 
 
  • Global Finance Magazine

    Best Trade Finance Provider

  • Covered Bond Report awards

    Best Debut

  • Global Capital Awards

    Best Pioneering Deal

  • SRP Europe Awards

    "Best Distributor, Portugal" for structured  retail products

  • Jornal de Negócios/APFIPP
    • GNB Portugal Ações, Best fund in the ‘National Shares ICO’ category
    • GNB Dinâmico, Best fund in the ‘Aggressive Multi-Asset UCI’ category

2023

  • The Banker (Financial Times) Awards

    Novobanco is "Bank of the Year 2023" in Portugal 

  • The International Banker Awards

    Novobanco winner of the Best Innovation in Retail Banking award

  • SCI CRT Awards

    Novobanco winner of the Transaction of the year award

  • Global Finance awards

    Novobanco named the top Trade Finance Provider in Portugal for the fifth consecutive year by "Global Finance" magazine.

  • Refinitiv Lipper Fund Awards

    NB Euro Bond fund honored as the best Euro bond fund in Europe for the 12th year, excelling over the last 3, 5, and 10 years.

  • SRP Europe Awards

    Novobanco  wins "Best Distributor, Portugal" award, reaffirming international recognition for its strong and consistent performance in Structured Products.

2022

  • Global Finance awards

    Novobanco wins the following categories:

    • Best sub-costudian Bank
    • Best Trade finance provider
  • D-Rating awards

    Novobanco recognized as Best performer in digital  Retail Banking in Portugal

  • Jornal de Negócios / APFIPP awards

    GNB Gestão de Ativos wins 2 awards

  • Banking Tech Awards

     Novobanco's app wins Best Mobile Initiative for the second year

  • SRP Europe Awards

    Novobanco wins Best distributor Portugal

  • Rankia Portugal

    GNB Gestão de Ativos wins best retirement fund category

  • Finovate Awards

    Digital remote signature iniciative makes the shortlist of the award for best user experience

  • Human resources awards

    Novobanco wins best use of technology in HR by the  IIRH – Instituto de Informação em Recursos Humanos

2021

  • Global Finance awards

    Novobanco wins:

    • Best sub-custodian Bank in Portugal
    • BestTrade Finance Provider in Portugal
  • SRP Europe Awards

    Novobanco elected Best Distributor, Portugal 

  • Issuance of the Republic's debt by IGCP

    Novobanco was once again the only Portuguese bank in the chosen consortium

     

     

  • Digital CX awards

    Novobanco's online insurance subscription solution wins 

  • Banking Tech Awards

    Novobanco's app wins Best Mobile Initiative

  • Portugal Digital Awards

    Novobanco's app do makes the shortlist

  • Jornal de Negócios / APFIPP awards

    GNB Gestão de Ativos awarded with the following products:

    • NB Euro Bond
    • NB PPR
    • PPR Vintage
  • Refinitiv Lipper Fund Awards

    NB Eurobond of GNB Gestão de Ativos wins

  • Cfi.co Awards

    GNB Gestão de Ativos honoured for Best Bond Fund Manager (Portugal)

 

 

Awards are the sole responsibility of the organisations granting them