On opening an NB Golden Key Account, you have access to a dedicated manager who can find the best solutions to plan your future and manage your day-to-day financial affairs. Always attentive to the best opportunities, your manager is able to foresee competitive solutions, adjusted to the life and objectives of clients. He or she is always available by phone or email.
The NB Golden Key account makes life easier
An NB Golden Key Account makes your life simpler. It was designed to meet your specific needs and make your life easier.
An NB Golden Key account for your daily needs:
- Relationship Manager always available by telephone or e-mail and ready to assist you in English, French or Chinese;
- No annual fee for the card holder and additional holder of NB Debit card;
- No annual fee for the card holder and additional holder of NB Gold Dual credit card (EAPR 14,8%);*
- Account Statements and correspondence in English;
- Direct channels transactions (internet and telephone banking) - free of charge for most operations;
- Free international transfers, using direct channels, in EUR, GBP, SEK, NOK, DKK (competitive exchange rates) Principal transactions via NBnet, NB smart app and NBdireto are free, eg, bill payments, SEPA bank transfers, cell phone top-ups, international transfers** up to 10,000 per day, and more;
- Services and utilities payments - free of charge;
- Term deposits offered in EUR, GBP, SEK, NOK, DKK at competitive interest rates and exchange rates;
- One free cheque book (20 cheques).
(**) SEPA transfers in EUR with SHA expenses option, indication of a valid IBAN for the beneficiary account and valid BIC/SWIFT of the destination bank.
Try an NB Golden Key Account for 3 months free of charge
On opening a new NB Golden Key Account, you are exempt from account management fees for 3 months. After 3 months, there is a monthly management fee of 15 + stamp duty. This promotion only applies to new NOVO BANCO accounts. It does not apply to updates of existing accounts.
NOVO BANCO mortgage loans
NOVO BANCO provides mortgage loans secured on the property being acquired in Portugal:
- There is a maximum loan term of 30 years and the borrower cannot be over 75 years at the end of the loan term.
- The loan-to-value cannot exceed 75% and the minimum loan amount is 75,000. Terms & conditions may vary if the property belongs to NOVO BANCO or one of its partners.
Contact us to find the best deals on real estate in Portugal.