Cartão de Crédito Gold 360° - Credit Card Gold 360°
Applying for your credit card online is now faster
- APR 18.5%*
7 reasons to get the Credit Card Gold 360°
Not sure which credit card suits you best? Here are 7 strong reasons to choose the Credit Card Gold 360° where zero really means zero. And there is more.
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Cashback included in your packaged accountDiscover exclusive offers from well‑known brands in the App and in novobanco Online. Pay with any novobanco card, debit or credit, and get part of your spend back with no vouchers and no hassle. Find out more.
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No annual fee€0 annual card fee for the 1st and 2nd cardholder. Exclusive to customers with 360º Account.
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No fees on purchases worldwideShop in Portugal and abroad with no fees. Exclusive to customers with 360º Account.
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No fees at fuel stationsNo international fees when buying fuel. Exclusive to customers with Account 360º.
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Free deliveryGet your card delivered to your address at no cost.
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No interestIf you pay 100%, you pay no interest.
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Flexible repaymentsChoose how you want to pay. From 5% to 100% of the used amount.
+ Features
Features that simplify your day to day
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MB NET Virtual CardsDiscover a service dedicated to online shopping in novobanco Online and the App. Create MB NET Virtual Cards for online payments.
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Cash advanceYou can request a cash advance to your current account, up to the available credit limit on your card.
Key benefits of the Credit Card Gold 360°
Applying online is now faster and easier
The online application process has been improved. It is now simpler and quicker.
Apply for a credit card online instantly, fast and easy
Log in
Log in to your customer area in novobanco Online or the App.
Complete and accept
Fill in the required fields, review the legal documents and accept the terms and conditions.
Wait for approval
If approved, you will receive a message in your novobanco Online mailbox and in the App. Then we will send the PIN and the card to the address you provide.
What our customers say
“The simplicity and speed of applying for the Credit Card Gold 360° impressed me the most. No bureaucracy and no hassle.”
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“I went on holiday to Brazil and paid for most things with the Credit Card Gold 360°. It was great because I paid no fees.”
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“I had an unexpected expense and used the Credit Card Gold 360° so I did not need to use my savings. I always pay 100%, so I pay no interest.”
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Documentation
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Apply online in less than 5 minutes
Information and examples of Credit Card Gold 360°
(*) Credit Card Gold 360°: 18.5% APRC at 14.600% APR, for a credit limit of €1,750 with repayment at 12 months. 3rd Quarter 2026.
Activation fee waived for the Gold 360° Credit Card for primary and secondary account holders of 360° Accounts. For all other types of accounts or account holders, the current fee of €25 per year applies, plus stamp duty.
Subject to commercial approval. This message does not preclude consultation of the legally required pre-contractual and contractual information.
(2) A cash advance fee may be charged depending on the channel used, up to €4.25 plus 4.50%.
(3) Example of an instalment payment: Gold 360° Credit Card. €200 over 36 months with a monthly instalment of €6.48 at a nominal interest rate of 9.900%.
PUB | NOVO BANCO S.A. | Registered no. 7 at Banco de Portugal