Defining your investor profile and investment strategy helps you avoid decisions driven by daily market moves. Your investor profile guides how much to allocate to bonds and equities, based on your goals, risk tolerance and time horizon.

To ensure investment decisions do not change based on market movements, it is essential to define an investment strategy that matches your characteristics, goals and needs, meaning your investor profile.

To define your investor profile, you only need to complete the Investor Profile Questionnaire (QPI).

Turning it into a suitable investment strategy means defining what percentage to invest in bonds and in equities. The more conservative the investor, the higher the percentage allocated to bonds. The more dynamic the investor, the higher the percentage allocated to equities. The moderate strategy is a balance between the other two strategies.

Because the long term return of an investment portfolio depends, by more than 90%, on the investment strategy, the main focus for private investors should be defining their investor profile correctly, and not the daily evolution of prices.

Investor profile characteristics