CASH ADVANCE
Unexpected expense? Make a cash advance now
Cash Advance | Withdraw cash with your credit card
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Do you need to withdraw cash at an ATM using your credit card?Go to an ATM and use your credit card to withdraw cash, up to your available credit limit. It is immediate and does not require approvals
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Do you need money in your current account to make a payment?On novobanco Online, on the novobanco App, or through the Direct Line, you can transfer the amount you want from your credit card to your current account, up to the available credit limit. The funds are made available immediately.
Where and how to make a cash advance?
novobanco Online
Enter the amount you want in "Quotidiano/ Cartões/ Cash Advance"
App
Enter the amount you want in "Cartões - Cash Advance"
Direct Line
Call 218 837 700 or 707 24 7 365*
ATM
Enter the amount you want in "Levantamentos/ Levantamentos a Crédito"
Please check the price list for the fee charged for this operation.
The call cost for Direct Line through 218 837 700 is the cost agreed between the customer and their telecommunications operator, and through 707 247 365 it is €0.09 per minute from the fixed network and €0.13 per minute from the mobile network, plus VAT at the legal rate in force. Personalized support on weekdays from 8 a.m. to 10 p.m., and on weekends and public holidays from 9 a.m. to 6 p.m.
Next, choose how you want to pay
The payment options available at novobanco help you manage your finances with flexibility.
In some months, it may be easier to repay the full amount used by the payment deadline set in your agreement.
In other months, if you need more flexibility, you can choose partial payments.
If you choose partial payments, you can pay monthly 5% of the outstanding balance, or you can choose a fixed amount, with a minimum of 4% of the credit limit.
CREDIT CARDS
Don’t have your novobanco credit card yet?
10.6% - 18.5% APRC at 0.000% - 16.250% APR for €1,500 (€1,750 for Gold cards) over 12 months. 3rd Quarter 2026.
Cash advance fee, depending on the channel used, can be up to €4.25 + 4.50%.
PUB | NOVO BANCO S.A. | Registered no. 7 at Banco de Portugal