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ONLINE SECURITY:

Crédito Pessoal Saúde - Healthcare Loan

A small monthly repayment 
to take better care of you.

 

Find the right monthly repayment to support your health and to help you to deal with unexpected expenses.

Healthcare Loan

Amount
Amount

Amount

€2,500 to €30,000 

Term

Term

24 to 84 months 

Rate from
Rate from

Rate from

Nominal annual rate 7.450% 
APRC 8.6%

Exempt
Exempted
How does it work?

Healthcare Loan

1

Discover our loan

Find the right monthly repayment for your needs, from €2,500 to €30,000, with 24 to 84-month terms . 

2

Online request

Submit a contact request now.

3

Fast approval

Money in your account after approval. 

Healthcare Loan features

Versatile. Suitable for unexpected situations related to your health or for surgery, including cosmetic surgery. 

Convenient. You only need to provide proof of the expenses. 

Option to include taxes and charges in the financed amount.

Sub-purposes

• Psychology 
• Inpatient care 
• Physiotherapy 
• Speech therapy 
• General medicine 
• Dental medicine 
• Retail sale of pharmaceutical products in specialised establishments 
• Retail sale of medical and orthopaedic products in specialised establishments 
• Retail sale of optical products in specialised establishments

 
Minimum. €2,500  
Maximum. €30,000 

 



 
Minimum. 24 months  
Maximum. 84 months 

Nominal annual rate from 7.600% 
APRC from 8.8%

Promissory note with or without guarantor, or pledge of financial investments. 

If the guarantee is a pledge of financial investments, the same rules set for Crédito Pessoal Colateral - Secured Personal Loan must be followed. 

Credit documentation charge. Exempted. 

The commissions applicable to this line are those required by law, such as debt recovery commission and early repayment commission.

Life-work balance and city living lifestyle concept of business man relaxing, take it easy in office or hotel room resting with thoughtful mind thinking of life quality looking forward to cityscape

Representative example

Monthly repayment of €15.46 for each €1,000 borrowed, for a loan of €15,000 over 84 months. APRC 8.6%, including Stamp Duty on the use of credit and on interest 
Monthly repayment. €231.91  
Amount financed. €15,000.00  
Nominal annual rate. 7.450%  
Total amount payable by the consumer. €19,744.98

Rates in force for contracts entered into in the 3rd quarter of 2026. Subject to commercial approval. This does not replace consultation of the legally required pre-contractual and contractual information. 

 

Healthcare Loan

Need more information?

PUB | NOVO BANCO S.A. | Registered no. 7 at Banco de Portugal