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ONLINE SECURITY:

DIGITAL PAYMENTS

novobanco is now in Apple Pay

Apple Pay

  • Apple Pay arrived at novobanco.

    You can now pay with Apple Pay in a simple, fast and secure way using your novobanco debit or credit card. Make payments with an iPhone, Apple Watch, iPad or Mac with no sign up fee at novobanco. 

    Find out how Apple Pay works.

novobanco explains

How does Apple Pay works?

1

Open wallet

On your Apple device

2

Add your novobanco card

Enter the details manually or use the camera to scan your card details

3

Start paying

Pay securely with Apple Pay in shops or online

How to pay with Apple Pay: Add your cards

Add your cards to Apple Pay on iPhone, Apple Watch, iPad ou Mac.

 

Add your card on iPhone

  1. Open the wallet app on your iPhone

  2. Tap the plus icon in the top right corner

  3. Select novobanco

  4. Use your iPhone camera to scan your card details or enter them manually

  5. Read the Apple Pay terms and conditions and tap accept

  6. Follow the on screen steps to verify your card with the card issuer

  7. Once verified, your card is added to Apple Pay and ready to use

Add your card on Apple Watch



  1. Open the Watch app on your iPhone

  2. Tap my watch and select wallet and Apple Pay

  3. Tap add a debit or credit card

  4. Use your iPhone camera to scan your novobanco card details or enter them manually

  5. Follow the on screen steps to verify your card with the card issuer

  6. Once verified, your card is added to Apple Pay and ready to use on your Apple

    Download now

Add your card on iPad  

  1. In Settings, select wallet and Apple Pay and tap add card

  2. Enter your novobanco card details manually or use the device camera to scan them

  3. Follow the remaining on screen steps. Your card is added and ready to use on iPad

    Download now

Add your card on Mac with Touch ID

  1. Open system settings and select wallet and Apple Pay. Then choose add card

  2. Enter your novobanco card details manually or scan them using your webcam

  3. Follow the remaining on screen steps. Your card is added and ready to use on your Mac with touch ID

Download now

Is Apple Pay safe?

Encrypted data

When you pay online, Apple Pay encrypts data to protect the payment. 

Protected information

Protected information

Apple Pay does not store your card number. Your information stays protected.

Secure authentication

Apple Pay requires extra authentication before a payment can be completed.

Benefits of Apple Pay

  • Easy and digital

    Pay with Apple Pay without using a physical wallet. Use your smartphone

  • Security and privacy

    Apple Pay uses encryption and token technology to protect your payment details

  • Accepted in thousands of stores

    Use Apple Pay in shops and online wherever contactless payments are accepted

  • Your cards in one place

    Add and keep your debit and credit cards together in wallet

  • Fast set up

    No need to create a separate account or fill in long forms

  • Works with other apps

    Use Apple Pay in travel and shopping apps to make payments easier

Where to pay with Apple Pay?

In shops

Hold your iPhone, Apple Watch or iPad near a contactless terminal and confirm with Touch ID or Face ID

In apps and on websites

On iPhone or iPad, choose Apple Pay at checkout and confirm

In Safari on Mac

On your Mac, choose Apple Pay at checkout and complete the purchase

Strong customer authentication

Safer transactions, fewer worries.

Useful links

Tutorial - Apple Pay

Tutorial - Apple Pay

Documentation

Terms of Use for Cards linked to Apple Pay Terms of Use for Cards linked to Apple Pay

Frequently asked questions

Apple Pay is a contactless and online payment service designed for fast and secure payments using your Apple device. iPhone, Apple Watch, iPad or Mac. 

Add your novobanco debit or credit card to Apple Wallet. Apple Wallet is pre installed on Apple devices. 

When you add your card, a token is created. It is a unique sequence of digits that replaces your card details in Apple Pay transactions.  

You can use Apple Pay worldwide in shops that accept Visa contactless payments, and in Safari websites or apps that accept Apple Pay. 

You can check transactions in Apple Wallet, or in novobanco Digital Channels. App or novobanco Online.  
In novobanco Digital Channels, debit card payments appear in your current account. Credit card payments appear in your card account. In both cases, only after the merchant updates the transaction. 

Apple Pay is more secure than a debit or credit card for several reasons: it is supported by encrypted technology built into your devices, it uses a token and therefore does not store your card details on the device or on Apple’s servers, nor are they shared with merchants. Finally, it uses biometric authentication methods such as Face ID or Touch ID to verify the purchaser.

Do not share your card details, passwords or PIN with anyone. Make sure access to your devices is controlled only by you.

No. Apple does not charge fees to use Apple Pay in shops, online, or in apps.

You will receive a notification confirming whether the payment was successful.

Yes, as long as the card is still eligible. For example, it has not been cancelled and it is not expired.

You can add up to 16 cards, depending on the device model. Each device generates a different token.

Yes. The same card can be used because each device has its own token.

No. Your renewed card is transferred automatically.

Yes. The card on Apple Watch is removed from Apple Pay.

It means the card is not eligible. For example, the card type is not included in the bank’s Apple Pay offer, the card is blocked, or your details are not updated. Contact support.

Cancel Apple Pay with Apple and report it to novobanco so your tokens can be cancelled or suspended.

Apple Pay works on Apple devices with NFC enabled for contactless payments and biometric authentication. Touch ID or Face ID.

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