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Packaged accounts
Much more than a regular account.

novobanco Packaged accounts

More than accounts, a smarter choice.

These accounts combine a set of products and services which, by being bundled together, offer more favourable conditions.

When you open an account online, you receive both a physical and a digital debit card. The physical card is sent to your address, and you can start using the digital debit card immediately via the novobanco App and novobanco Online.

Explore the accounts designed for you and choose the one that fits your needs.

We have already returned to our clients

€ 999,989

in cashback with their packaged account and cards 💳

more than 200,000 clients
more than 200 partner companies
Our packaged accounts now include cashback

See which one fits you best and start earning on your purchases.

100% Account

 

  • Maintenance fee: €7.90/month + Stamp Duty 4% (€8.22/month; €98.64/year)

  • Who it’s for: Conta 100% - 100% Account gives you benefits for a more relaxed day-to-day life (from age 18).

  • Minimum opening amount: €250

  • Credit card: Free Verde credit card availability

 

360° Account

 

  • Maintenance fee: €9.90/month + Stamp Duty 4% (€10.30/month; €123.60/year)

  • Who it’s for: 360° Account offers an excellent service with exclusive benefits (from age 18).

  • Minimum opening amount: €250

  • Credit card: Free gold credit card (for holders of Conta 360° up to 2 account holders, including one additional holder)

 

18.25 Account

 

  • Maintenance fee: €0

  • Who it’s for: For young people aged 18 to 25, and also available in joint accounts

  • Minimum opening amount: €50

  • Overdraft: Possibility of access with domiciled income or authorized overdraft

 

26.31 Account

 

  • Maintenance fee: €5.00/month + Stamp Duty 4% (€5.20/month; €62.40/year)

  • Who it’s for: For customers aged 26 to 31, with advantages in salary domiciliation

  • Minimum opening amount: €50

  • Credit card: Free Verde card for the main holder

 

Welcome Account

 

  • Maintenance fee: €7.90/month + Stamp Duty 4% (€8.22/month; €98.64/year)

  • Who it’s for: For foreign citizens residing in Portugal (from age 18)

  • Minimum opening amount: €250

  • Personal accident insurance: Includes compensation in case of death due to an accident (non-work related)

 

PUB | NOVO BANCO S.A. | Registered no. 7 at Banco de Portugal