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Crédito Pessoal Online - Online personal loan with fast response
Fast personal credit is at novobanco.
Looking for an online personal loan with an instant decision? We have the right solution for you. You can now manage your credit without leaving the comfort of your home through the novobanco App or website.
At novobanco, apply for your online personal loan straight away. If approved, you get quick access to funds. Make your plans happen.
Fixed Annual Nominal Rate: 8.700% and 13.0% Annual Percentage Rate of Charge for customers with domiciliation of the wage.
Up to €25,000
84 months
Fixed
Personal Loan with a fast response and, if approved, credited to your account as quickly as possible.
Submit your personal loan request straight away, with no complications. Apply for your loan through the novobanco App or website in a simple and fast way. Your next project starts here. It has never been so easy to reach your goals.
Log in on App novobanco or novobanco Online.
Get a quote and submit your online personal loan request.
Money in your account in a short time. Credit subject to approval.
If approved, the loan amount becomes available in your account quickly.
With salary domiciliation, you benefit from 1% less on the nominal annual rate for loans above €5,000, and you can apply for the credit online in a simple way, with no paperwork or bureaucracy.
With no complications, submit your Online Personal Loan up request straight away. As simple as running your personal loan quote.
Optional credit protection insurance with unemployment and life cover.
The same monthly repayment throughout the full duration of the contract.
included in the contracted credit amount.
Personal loan with fast response
Apply now for your Personal Loan with fast response.
Find out more about our Personal Loan to support your plans and needs.
Personal Loan Online for customers without domiciliation of the wage:
Monthly instalment of €18.57 for each €1,000 borrowed, based on a loan of €7,000.00 over 72 months. APRC of 13.0%, including a Credit Documentation Fee of €262.50, the relevant taxes and Stamp Duty on the use of credit and interest. The fees are published in the Fees and Charges. Fixed nominal annual rate of 9.700%. Monthly instalment of €129.99. Total loan amount of €7,000.00. Total amount payable by the consumer of €9,755.50. Rates applicable to agreements entered into during the fourth quarter of 2026. Subject to commercial approval. This information does not replace the legally required pre-contractual and contractual information.
Personal Loan Online for customers with domiciliation of the wage:
Prestação de €18,05/mês por cada €1.000 para um empréstimo de €7.000,00 a 72 meses TAEG de 11,8% (inclui Encargo de Documentação do Crédito de € 262,50, respetivos impostos e Imposto do Selo sobre a Utilização de Crédito e sobre os juros). O valor das comissões encontra-se publicado no preçário. TAN fixa de 8,700%. Prestação mensal de €126,35. Montante de financiamento de € 7.000,00. Montante total imputado ao consumidor de € 9.492,97. Taxas em vigor para contratos celebrados no 4º trimestre de 2026. Sujeito a aprovação comercial. Não dispensa a consulta da informação pré-contratual e contratual legalmente exigida.
PUB | NOVO BANCO S.A. | Registered no. 7 at Banco de Portugal