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ONLINE SECURITY:

Barclays Euribor3M 2026-2029 III

  • Subscription available until 14 September 2026
  • Minimum amount: €1,000


This product is not simple and may be difficult to understand.

SUBSCRIPTION DATE
MINIMUM AMOUNT
TERM
SUBSCRIPTION

 

 

PRIIP MANUFACTURERBarclays Bank PLC (www.barx-is.com), part of The Barclays Group. 
ISSUERBarclays Bank PLC (www.barx-is.com), part of The Barclays Group. 
COMPETENT AUTHORITY OF THE PRIIP MANUFACTURER

U.K. Financial Conduct Authority and U.K. Prudential Regulation Authority 

DISTRIBUTOR AND ENTITY RESPONSIBLE FOR ADVERTISINGNOVO BANCO, S.A. registered with the CMVM under number 362
ISINXS3440241548
MINIMUM AMOUNT€1,000
TERM3 years
ISSUE DATE17/09/2026
Determination of Return

Structured Note with 100% capital guaranteed at maturity, subject to the credit risk of the manufacturer/issuer.

On each quarterly interest payment date, a coupon is paid:

• If the 3-month Euribor is above 2.00% and below 3.85%, the coupon is equal to the observed 3-month Euribor;
• If the 3-month Euribor is equal to or below 2.00%, the coupon is 2.00% gross nominal annual rate;
• If the 3-month Euribor is equal to or above 3.85%, the coupon is 3.85% gross nominal annual rate;
• The coupon is paid quarterly and calculated on an Actual/360 basis.

Repayment at maturity is made at 100%.

Underlying Asset3-month EURIBOR reference interest rate
Favourable and Stress Scenarios and Maximum Potential LossThe performance scenarios provide an indication of some possible outcomes based on recent performance. For the recommended holding period of 3 years, the stress and unfavourable scenarios show annual returns of 2.01% and 2.10%, respectively. The moderate and favourable scenarios show positive annual returns of 2.77% and 3.49%, respectively. The protection of 100% of the capital against future market performance does not apply if the investment is redeemed before maturity.
Type of Retail Investor for Whom the Product Is Intended

Basic investor. An investor who understands that capital protection applies only on the maturity date and may receive less than the capital protection amount of 100% if the product is sold before maturity. An investor who understands and accepts the risk that the issuer may fail to make payments or meet its contractual obligations and who can bear the total loss of the investment and any potential return.

The investor’s level of risk tolerance must be consistent with the summary risk indicator stated in the KID. However, given the daily liquidity, the investor must be willing to accept price fluctuations.

The product is intended for investors seeking income, who expect fluctuations in the underlying asset to generate a favourable return and who have an investment horizon equal to the recommended holding period. This is a short-term investment of between 1 and 3 years.

Investment RisksThe product presents different types of risk, including the risk of capital loss, liquidity risk, return risk and issuer credit risk. These risks are described in the Key Information Document under “What are the risks and what could I get in return?”.

Summary risk indicator
 


The summary risk indicator provides guidance on the level of risk of this product compared with other products. It shows the likelihood of the product suffering financial losses in the future due to market fluctuations or the inability of the manufacturer/issuer to make the required payments.

The issuer has classified this product as category 2 on a scale from 1 to 7, which corresponds to a low-risk category. This indicator rates potential losses resulting from future market conditions as low, and the possibility of the issuer being unable to pay the amounts due as very unlikely.

The updated Key Information Document is available online here. The KID can also be consulted on the Produtos Estruturados - Structured Products page at www.novobanco.pt or at NOVO BANCO, S.A. branches, where the product’s Additional Information Document and Summary of the Final Terms are also available.

Documentation

KID KID
Final Terms e Sumário Final Terms e Sumário

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