Crédito Não Residentes em Portugal - Personal loan for non-residents in Portugal
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Personal Loan for non-residents in Portugal
Amount
€2,000 to €75,000
Term
6 to 84 months
Rate
APR: 9.3%
Nominal annual rate: 8.950%
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Como contratar um crédito?
A personal loan is intended to finance the purchase of goods and services, such as home equipment or education and health services. It can also be taken out without a specific purpose.
It is a credit agreement in which the amount, term and repayment method are defined from the outset.
Before entering into a consumer credit agreement, the customer should assess the impact of the monthly repayment on the household budget and compare different credit options.
It is important that the customer provides truthful and complete information to the financial institution and clearly states the purpose of the credit they want to take out. The different types of consumer credit have different features and associated costs.
Before taking out credit, you have the right to receive clear and complete information about all the loan conditions so that you can properly compare different offers and make an informed decision. The interest rates and charges of different proposals should be compared on the basis of the Annual Percentage Rate of Charge.
Yes. novobanco offers the option to finance the initial charges associated with Personal Loan or Car Loan, allowing you to have the full amount available for the purpose you contracted.
Yes, provided you are a novobanco customer and have access to novobanco Online. The whole process is completed online and, if approved, there is no need to visit your branch.
Credit Protection Insurance is optional and, if you subscribe, you may benefit from:
• Full repayment of the credit in case of death or total and permanent disability
• Payment of instalments in case of temporary disability
• Payment of instalments for a maximum period of 6 months in case of involuntary unemployment
• Payment of instalments for a maximum period of 6 months in case of salary arrears
• The insurance premium is financed and spread across the instalments, making the repayment effort lighter
Personal loans
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