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Depósito a Prazo App Poupança Objetivos – Savings Goals App Term Deposit

Save for

multiple goals.

TANB

0.50%

MINIMUM AMOUNT

No minimum amount

TERM

12 months

SUBSCRIPTION

App

Savings Goals App Term Deposit

Savings Goals App Term Deposit is exclusive to subscription through the App.

Define your savings goals and the App sets the path to help you achieve them. You can define one or multiple savings goals.

How it works

  • Initial contribution

    No initial contribution required.

  • Contribution plan

    With a scheduled contribution plan, choose the day and amount of your monthly contributions.

  • Top‑ups

    You may make additional contributions whenever you wish.

  • Monitoring

    You can track your effort by viewing a chart showing average balances over the last year and the suggested savings amount.

Personalise your savings

  • Name

    You can change the name of your savings according to your goal.

  • Photo

    For greater personalisation, add a photo representing what you want to achieve.

Interest rate0.50% TANB
Term12 months.
Amounts

Minimum opening amount: Not applicable 
Maximum opening amount: €2,000.00 
Minimum monthly contribution or top‑up: €5.00 
Maximum cumulative amount for monthly contributions and top‑ups: €2,000.00 
Maximum cumulative amount for annual contributions and top‑ups: €24,000.00

Interest paymentInterest is paid semi‑annually by crediting the respective amount to the term deposit.
Additional contributions

Additional contributions are allowed at any time. 
Defining a monthly contribution plan is mandatory. The contribution date and amount can be changed at any time, provided the minimum and maximum limits are respected.

The interest rate applied will be the rate in force for the term deposit. Interest generated by additional contributions during the term will be calculated at the proportional rate in force for that period, from the date of each contribution.

Account holdersRetail customers.
FeesNone.
Early redemption

Full or partial early redemption is allowed at any time. 
Early redemption before maturity implies total loss of interest accrued and unpaid for that period on the redeemed amount.

Total loss of interest means that no interest will be calculated or paid on the redeemed amount from the date the deposit was opened or from the last interest payment date, as applicable. Interest payable is calculated based on the daily balance of the deposit, adjusted for early redemptions and additional contributions.

Taxation28% on returns.
Commercialisation periodAvailable for subscription.

Savings Goals App Term Deposit

Save for multiple goals

Documentation

Standard Information Sheet (FIN) Standard Information Sheet (FIN)

Other savings options

Micro Savings
Micro Savings

Micro Savings

Online subscription 
Save as naturally as you breathe.

Junior Scheduled Savings Account
Junior Scheduled Savings Account

Junior Scheduled Savings Account

Online subscription 
Saving for the little ones.

Retirement Savings Account
Retirement Savings Account

Retirement Savings Account

Save for your retirement.

PUB | NOVO BANCO S.A. | Registered no. 7 at Banco de Portugal