Insure Your Home
NB Home Insurance is a multi-risk insurance that covers the risks associated with your home. It is comprised of several packages, from the simplest to the most comprehensive. In addition, there is no need to declare the value of the property, as it is always up to date.
ADVANTAGES
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SIMPLICITY
We only ask the number of rooms and postal code, instead of the traditional, and sometimes complex, indications of the properties value, so there is no need to carry out valuations on the house or its contents.
Straightforward limits and excesses, fixed in Euros.
Easy payment methods, direct debits from the account. -
RAPID RESPONSE
Easy telephone access in case of accident, available 24 hours everyday - Free-Phone: 800 200 418;
Rapid clarification of outstanding issues during the claims process.
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TRANSPARENCE
At the time of subscription, you are supplied all the documentation that enable you to know everything about GNB Home Insurance.
In the event of a claim there are no surprises about exclusions because everything is transparent.
Payments are made up to the established limits of the insurance guarantees and deduction of the excess. -
TAILOR-MADE
Graded packages cover only what you need, instead of the traditional and sometimes extensive list of covers and options.
Innovative cover, which in the case of deprivation of the use of a sound place to live, guarantees monthly home loan payments for 3 months and up to a maximum of 3,000 €.
| COVER | ESSENTIAL | MAXI | TOP | CONSTRUCTION |
|---|---|---|---|---|
| FIRE, LIGHTNING AND EXPLOSION; TERRESTRIAL VEHICLE SHOCK / IMPACT OR ANIMAL; FALLING AIRCRAFT |
• | • | • | • |
| STORM DAMAGE | • | • | • | • |
| FLOODS | • | • | • | • |
| WATER DAMAGE | • | • | • | — |
| DEMOLITION AND REMOVAL OF DEBRIS | • | • | • | • |
| BREAKAGE OF WINDOWS, MIRRORS AND ORNAMENTAL STONES; BREAKAGE OF ANTENNAE AND SOLAR PANELS |
• | • | • | — |
| TEMPORARY DEPRIVATION OF ITEMS AND TEMPORARY DISPLACEMENT |
• | • | • | — |
| STRIKES, UPHEAVAL AND PUBLIC DISORDER | • | • | • | • |
| HOME CARE | • | • | • | — |
| ACTS OF TERRORISM, VANDALISM, MALICIOUS ACTS OR SABOTAGE |
• | • | • | — |
| ELECTRICAL RISKS | — | • | • | — |
| THEFT OR BURGLARY (1) | OPTION | • | • | — |
| CIVIL LIABILITY FOR DAMAGES CAUSED BY THE INSURED PROPERTY |
— | • | • | — |
| CIVIL FAMILIALE LIABILITY | — | • | • | — |
| AESTHETIC DAMAGE (2) | — | • | • | — |
| PERSONAL DOMESTIC ACCIDENTS | — | OPTION | • | — |
| REPLACED AS NEW | — | — | • | — |
| SEISMIC PHENOMENA | OPTION | OPTION | OPTION | — |
(1) For policies with content guarantee.
(2) For policies with building guarantee.
READ ALL ABOUT IT
| DEFINITION | Multi-risk home insurance that covers the risks associated with the building, the contents, civil liability for the household and personal accidents. |
|---|---|
| TIME SPANS | 1 year, automatically renewable for equal periods. |
| INSURED CAPITAL | Click here for detailed information. |
| PAIEMENT METHOD | Direct Debit. |
| PERIODS OF PAYMENT |
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| PREMIUM VALUE | Depending on the number of rooms in the property, the desired package and the geographical location of the place to be insured and the type of division. |
| FORMULAS AND COVER | Click here for detailed information. |
Product marketed by NOVO BANCO, SA, with registered office at: Avenida da Liberdade, 195 - 1250-142 Lisboa, registered on 29.10.2007 with the Supervisory Authority for Insurance and Pension Funds, in the category of Insurance Ombudsman Linked with the number 207230903. Authorized to market insurance in life insurance, non-life insurance and pension funds for the Insurers: GNB Assurances Vie, GNB Assurances, Assureurs Unis,, Europ Assistance, GNB - Fonds de Pensions and Coface. Without power of representation of the insurer to conclude insurance contracts, without power to receive insurance premiums and does not assume the cover of risks. All information about the Ombudsman can be found at: www.asf.com.pt.
Contrats signés par GNB - Companhia de Seguros, S.A., Avenida Álvares Cabral, nº 41 - 1269-276 Lisboa - Apartado 24047 - Loja CTT Campo de Ourique (Lisboa) 1251-977 Lisboa, Portugal - Social Capital €15.000.000 - Nº 503 718 092, of legal person and registered at C.R.C. de Lisboa.
This message does not dispense with the legally required consultation of contractual and pre-contractual information.
